Need an appraisal in Portland or Washington County?

The top seven reasons why Oregon homeowners call on DuBose Appraisal Service:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge property tax assessments
To reduce a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a divorce in the state of Oregon, when real estate needs to be divided
Determine the true market value of the property in question to settle an estate in Washington county or Oregon


	Do you own a house in or near Portland? Do you need help deciding the value of your real estate? Contact DuBose Appraisal Service.

We at DuBose Appraisal Service understand the individual needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a consumer that ordinarily doesn't look at appraisals on a regular basis, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at DuBose Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value report than yours.

Challenge Washington County's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that's going down. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting a professional appraisal from DuBose Appraisal Service is your perfect weapon when contesting your property tax assessment.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At DuBose Appraisal Service, we're experienced in helping clients just like you do away with unnecessary PMI insurance.

Was your HELOC recently frozen?

If your property is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from DuBose Appraisal Service can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.